In Minnesota, an inspector is not required to have any licensing or certifications, although the best inspectors are ASHI-certified.  

I avoided court.I looked up the statutes for my state, and wrote them a letter, sent certified. 

If I know dollar would halve over next whatever, I'd borrow and leverage myself to the gills in inflation adjusting assets.

For 2 band new furnaces I just hired the certify contractor and I did not know it should not cost $12k.

As of about 5 years ago when I was inquiring, RBC US did provide US mortgages for Canadians however not a 30 year term, only ARM (Adjustable Rate Mortgages) which is a similar mortgage product to what Canadians are used to, difference being after a 5 year term it would flip to an adjustable rate mortgage. 

If you reported less than what they think you should have - expect an automatic adjustment, a letter or even an audit.Since in case of private money you as an investor act similar to a bank paying interest to the lender - should you send your private lender form 1099-INT?

If before, was it provided and certified to the title insurer? 

Not looking to beat any other term sheets, will keep lending to existing customers, but very skittish for new borrowers.I have two PG loans, due in 2026 and 2027, but not balloon, just rate adjustment.

If you want to change to cost seg allocations in 2023, the 3115 essentially calculates what amount would have been taken in prior years had the cost seg allocation been used for those years, then it backs out what was actually taken to arrive at the catch up amount (called a 481(a) adjustment).

If something serious send written notice by certified mail(it always worked).Within 2-3 weeks - I have got the tenants on my own.