If you reported less than what they think you should have - expect an automatic adjustment, a letter or even an audit.Since in case of private money you as an investor act similar to a bank paying interest to the lender - should you send your private lender form 1099-INT?

As of about 5 years ago when I was inquiring, RBC US did provide US mortgages for Canadians however not a 30 year term, only ARM (Adjustable Rate Mortgages) which is a similar mortgage product to what Canadians are used to, difference being after a 5 year term it would flip to an adjustable rate mortgage. 

@Sandrene SmartHonestly not trying to be mean but if you do not have $ for the EMD you should not be buying real estate as it’s a very cash intensive industry and you need $ for real estate

Not looking to beat any other term sheets, will keep lending to existing customers, but very skittish for new borrowers.I have two PG loans, due in 2026 and 2027, but not balloon, just rate adjustment.

If you want to change to cost seg allocations in 2023, the 3115 essentially calculates what amount would have been taken in prior years had the cost seg allocation been used for those years, then it backs out what was actually taken to arrive at the catch up amount (called a 481(a) adjustment).

Otherwise, investors are looking at paltry returns for a time-intensive investment, and no chance of ever actually acquiring property through the liens.

As others have said, calling the specific city or county clerk/zoning department will be most productive.This can be time intensive, so it helps if you've already narrowed down your scope of search to a few ZIP codes.

And their roof loss settlement is "variable by roof age", not actual replacement cost, nor depreciation adjusted (most insurances will hold the depreciation portion of a claim till the repair is done and only then release the funds).Make sure you compare apples to apples when shopping around, pay attention to what they give you for "free", what deductibles apply and when exactly you can get coverage from the insurance and to what limits.

- but if it were my house I would credit the tenant for whatever amount the utility provider was unwilling to waive as part of a leak adjustment request:1.

Total existing-home sales were down 4.3% from February to a seasonally adjusted annual rate of 4.19 million in March.