Now many states that I'm familiar with have statutes that cut off ancient claims and interests. 

She has a co-signer willing to sign, but I'm hesitant with her age/safety (the garden unit has a steep staircase) and with rent being $1800 is that doable for her?

What they did was hook up with one of the professional seminar producing companies that have fine tuned this crap to be able to hook people wanting a better financial future into spending $40,000 that will most likely never result in any income, let alone change their life’s.People buying these mentorship programs are hoping to be able to cut short the process of education, experience, and capital needed to be successful in this endeavor.  

Then they get the appraisal done, and the ARV looks too low, so they have to cut leverage to the 70% LTV loan amount. 

Tenant Preferences:I would have clear cut criteria for selecting tenants.

Right now, as I said in an another thread months ago, once the rate cut is near the small cap: large cap ratio will tighten.

At the end of the day, it's my opinion that people should invest where they have an edge.

My thoughts on the HELOC are that we could use it to renovate our current properties and use the funds to fix up distressed properties in the future(doing BRRR-like activities) and thinking it could be used as a safety net if needed.Should we be doing this HELOC if we are unable to pay it back in full at a later date.

We plan to use the home for short-term rentals—so safety is important.  

I am hoping that this, combined with the expected rate cuts, will make it easier to find good LTRs next year.