How do you handle situations where ARV comes in lower than expected?

Many (most)lenders specialize in just a few loan speciality types, which may not include the type that would be optimal for your particular situation.2.

I know there are many others in the same situation.

I am sorry about your situation.

The only situation I would consider the time, effort, and cash tie up in BRRR deals worthwhile would be in larger value add opportunities.

It's in a unique situation where both units are vacant.

Any time I hear someone refer to "cold calling", I cringe as I put myself in the position of the person receiving the call or email and know that I will almost never buy/agree to anything from someone cold calling me.What I like to do when I'm in these situations, is try what I refer to as "warm calling".

That situation sounds frustrating, especially with the rate change coming as a surprise.

Thank you for sharing your situation & welcome to BiggerPockets!!

You can get a 3/2 on the MLS that can fetch .8% of MV per month, should net $100-300/mo depending on PM situation.