I am not beeping harsh as she requested additional eyes which was good and she was receptive to inputs… I consulted on one today that had 95% LTV OO but no PMI, 2% vacancy as self managed including delinquent rent and tenant turnover, a maintenance/cap ex that was based on percentage but was a quad and her allocation was ~50% of my estimate, and no PM even though she intends to move away in a year or so. 

We have gone from self-management to professionally managed by a luxury focused STR team.

I plan to use this investment property as a self-managed short term rental (STR) to generate cash flow.

What I would recommend you do is call someone who sets up self directed IRA's, those people love these. 

(nice to meet you.)what i can help with is determining how your property might perform as a rental. so let's do that.as you probably know, you need to factor in much more than mortgage / PITI. so:will you self-manage, or hire a PM? 

Does anyone know if this discloure is required for a self-managed rental lease where the landlord drafted their own lease and they are not a real estate broker? 

We are self financing all of the repairs and have completed 2 units after 8 months.  

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

Self Employed borrower makes good money in his/her business. 

There are plenty of investors who are in a financially strong position to self-insure their properties completely, take on much larger deductibles, or eliminate certain coverages from their policy in an effort to drive down their insurance costs.