Here’s what you should do:Pause the closing and request a detailed explanation of the fees and LTV change.Negotiate see if they’ll reduce fees or revert to the original LTV.Explore other lenders who might offer better terms and transparency.Always insist on written terms upfront to avoid surprises.

We have someone come in to try and earn our business at least 3 times a week and a host of phone calls.

We negotiated less than asking since the property had recently reduced price and the sellers were motivated.How did you finance this deal?

-Although a home appreciates at 4%, it's 4% of 700K, whereas i'm only earning money on 200K with an ETF stock. 

I filed a protest on my own and got it reduced a bit....

Hi @Adam HoekerI have my clients all on QuickBooks Online.We sync in their accounts to reduce human error in entries, and track each property's expenses and transactions to prepare for Tax time, this helps us to be prepared for 1099s as well, track Asset Basis and Depreciation, Mortgage Balances, and any Equity items.Since QBO is very common, it is easy to connect a Tax Accountant to this as well and have them pop in to grab reports they need to file. 

This will help reduce your liability and will make things easier at tax time.  

Why don't GPS connect with high net worth individuals or family offices to reduce the work of raising from a higher number of LPs?  

I'm seeing their quarterly earnings were released where they stated 3rd quarter revenue is projected to grow about that much from the previous year. 

This could help reduce your taxable income, depending on your eligibility.If you’re itemizing deductions, consider making charitable donations as well.