comped the final product type and calculated build costs.

@Pete Harper out of curiosity have you looked at modular home products that sit on a foundation?

A simple explanation is DSCR is to finance the property based on the income or projected income of the property and a HELOC is like a credit card that will be given to you base of the equity of the house you are putting as collateral. 2 diffrent products consulting with a good mortgage broker that will provide you the information depending on your needs.

In HOPES that market will not crash/correct itself in the meantime, that crews I hire will work diligently and timely, that there will be a demand for the end product when the work is finished, and my realtor will be able to sell it before I get penalized and foreclosed by the lender.

Our clients pick up the upside of getting in up front, the integrity of a solid warranty and company that stands behind our product, and management that is passionate about making our clients success a reality for years to come.  

Has anyone tried the All-in-One first-lien HELOC product?

They will significantly boost labor productivity; - Inflation is trending down;- the Fed is itching to lower interest rates and bond markets are starting to sniff out a shift in the winds;- there is a ~$70 trillion wealth transfer from the Baby Boomers to their kidsbeginning (including their homes and real estate assets);- home prices are increasing steadily, not chaotically;- overall rents are up, but steading thanks to apartment rents / supply;- wage growth, for more than a year, is back to above inflation levels;- and the bottom 50% have more $ in their checking accounts than ever before as a % of wealth.

Sometimes they can't be avoided, but a lot of times they are the product of GC's being sneaky, stupid, or both.Good luck!

It's one of the biggest fallacies in the game of selling investors products.

What there real true product is, that they are selling is HOPE.