It's not 100% precise as some of the smaller expenses vary, but it's pretty darn close. 

You could produce great leads and then they drop the ball.

I'm starting to look into CFDs and am wanting to get a little more precise than the "stairstep" method of bidding.

Theoretically, Wells Fargo would probably not play ball since I've been really honest about the situation with them, but another lender wouldn't know and I can get my loan?

If you are willing to take on some of the risk of lower coverage and the bank will play ball than this may be your  best way to save.What I know about flood insurance is everyone hates being made to buy it and it's always more expensive than they expected. 

I specialize in PMI stuff, apparently, since I make the lists that get PMI sales reps' attention and they randomly show up to my office with PMI-company branded fidget spinners and golf balls (I don't golf...).

Side note.I agree that it takes brass balls to sell real estate.

In an attempt to get a good deal, has anyone ever thrown in low ball offers and told the listing agent they can represent both the selling and buying side?

Is the ball in our court or is it in hers?

If I can determine precisely how much energy each living unit consumes, then I could pay the power bill and bill each tenant accordingly.