What if you're a cardiologist with no debt and making $250,000 annually?

Not the best No, not that software.

[For clarity, there is no judgment here.

Or should I find a property first and hope that no one will get that property under contract right away?

The 4-plex would produce around $1000/mo cash flow after financing, and that financing would recover your total build cost leaving you with no money in the deal at the end and an "infinite return" for CoC.

I hire local professionals for inspections and cleaning, but even then, I’ve run into issues where things were missed because I wasn’t physically there.3.Tools: I use software like Tenant Cloud for rent collection and maintenance tracking, but no tool can replace having someone who can physically check on properties.

No one right decision for everyone. 

Basically, there's no free lunch when it comes to taxes.Depreciating property lowers your tax basis.

There's literally no advertising in the post at all, it's simply a news update on changes to UW guidelines...

No deal will ever feel perfect—it’s easy to overthink, but the best way to learn is by diving in and taking that first step!