I have a priority credit line on my brokerage account that is now > 1% lower interest rate than my mortgage.

To protect the floor or more importantly the lower level ceiling in the case of a leak/overflow form the washer. 99% of them never do anything their entire life. i would have balked at a $500 estimate for that job.Ps.

From time to time, the DSCR rates do get lower than conventional.  

One mistake could extend the tenant's stay for months without any income, not to mention the stress it could cause.

However, if you can STR the home at a higher profit, or LTR it at a lower profit then you've got the makings of flexibility :) 

One approach is to emphasize your reliability and track record, showing that a lower EMD doesn’t impact your ability to close deals successfully.

The stress of managing my father’s estate, dealing with attorneys, and everything else has been overwhelming.

Several people have already mentioned some of the reasons:Successfully hitting a target in a high stress situation is very low probability.

For what it’s worth, Montgomery’s vacancy rate is lower than that of Miami’s, which sits at 12.65%.

Huntington is valuing it way lower than what a rehabbed home sells for in my area.