Lastly, majority of of liens are posted in Judgement Lien Documents(JLD).

I’ve house hacked for the last 7 years and acquired a handful of properties this way.

My last Tax Deeded Property returned 233% ROI.

With my last (2 years ago), I had to take an alternative exit strategy to avoid a loss.

PLUS, if a bank decides at the last minute they don’t want to borrow you money for a new type and price range of property for you.

Our needs got clearly defined last week when we tallied up the rehab cost on a midsized flip project, at $51k vs the $40k max we had budgeted.

There have been sweeping changes in L/T laws in NYS in the last 5 years. 

For a "Professional" developer, defined as someone with 24 projects in the last 3 years, the minimum score drops to 660 and the down payment is only 10% with a 9% rate and 1.0% fees.

Thanks.If I'm you, the last thing I'd want is the seller installing an AC unit, water heater, and a furnace right before closing.There's ZERO incentive for them to do the work with the same "love" that you would. 

And lastly.