But the pre-emption doctrine “does not apply in these circumstances” because the FHA insurance program “specifically contemplates” that lenders may be subject to higher-priority liens, Justice Lidia Stiglich wrote."

The insurance portion is just icing on the cake and a perk for the family after I pass.  

It's amazing how many bleating snowflake LJWs have come out on this site, Landlord Justice Warriors.In this world, right and wrong only matter between parties of equal power.

For instance, he'll bring in the foremost state attorney to discuss current law topics, or a Justice of the Peace to offer practical landlording information and a random guru on occasion.