Again, I'm not an expert on Indiana law, but that's my interpretation of it after a quick read of your state's laws. 

I interpret this to mean I owe $100/mo. regardless of whether I use it or not and that's in addition to the $100 annual fee that is waived if I accumulate over 100 dollars in interest over the year. 

Now, of course military status being protected is intended to prevent discrimination against military-affiliated people, but just like race is a protected class to protect minority races from discrimination, yet you still can't give preference to any particular race, I would interpret that the same way for military status (can't give preference for or against) in a state that protects it for fair housing purposes.I'm not a lawyer and this is not legal advice - just based on my understanding of (Ohio) fair housing.

@Elizabeth Goff Sorry to hear about the claim.You are correct in your interpretation of your policy. 

While there is no black-and-white safe harbor rule for your circumstances, I have a feeling that we could interpret these Regulations in your favor. 

This is our first multi-family deal and almost every listing we come across there’s the “buyer’s do your own due diligence”, which frankly I think is crap because I interpret this as the seller can say they’re selling a triplex that may only be allowed to operate as a duplex.

This is a completely new category for us and not quite sure how to interpret... 

(Which if your brain follows the pattern interprets it as the third bad thing in the chain).It is like someone saying, I want to be wealthy, but not too wealthy.

Again, READ AND UNDERSTAND THE PSA (not just your broker's interpretation).Depends on how it was written with regard to E/M being non-refundable. 

The public records are generally all online, you just have to find the right site and be able to understand/interpret what you find.