Let's do a very simple, reduced example to illustrate how it works:Let's say the cost of the entire debt service (loan) = $1000/moLet's also assume your rental income from all of the units also = $1000/moYou divide the rental income / debt service (aka DSCR): $1000/$1000 = 1.00Most lenders like to see a DSCR ratio of 1.20 or better, meaning for every $1000/mo in your debt service, you are getting $1200/mo in rental income.Again, the example is simplified to illustrate how it works.There are lenders that do loans with a DSCR ratio of < 1.00, or even no DSCR, but there is always a trade off for those types of products - typically a higher interest rate. 

Buy in Chelsea, Everett and Cambridge as rents will explode there.Interestingly enough most econ 101 text books use the Boston/Cambridge rent control situation of the past to illustrate this very point.

The longer the term, the less of an impact on the rate.I've included an example below to help illustrate this.

This is a single focal point that I will use to illustrate how our environment changes us.

Wang's story illustrates above.

There a couple on this list that might work.https://www.sherwin-williams.com/property-facility-managers/facility-solutions/multi-family-communities/multi-family-communities-facility-illustration-guidesIf you are interested in them, you'll need to talk to a Sherwin-Williams Commercial Paint Store.The consumer based stores personnel will not have the training needed to help with these types of paints.It looks like Phonex has 3 commercial stores.

I've included an example below to help illustrate this. 4.

I'm looking for the highest possible cash-on-cash return.Let me illustrate the power of buying a home with no equity by giving you an example of a sub to we're closing on this month.The SituationSeller bought the place last year with a 3.25% fixed interest rate, 30-year am, and a PITI of $1,503 a month.

I think it will help illustrate why so many agents and investors miss the ball on how to properly work together in a mutually beneficial way.THIS is why your Realtor is Ignoring you-DATA says they Should!

Illustrate to your local contact that you are engaged by providing feedback on what it is that you are being presented with.