Essentially, the buyer wants to pay my equity out of the property at lease signing then have a option to buy the property after 3 years.

There’s a reason why they’re “unscrupulous.”If a potential buyer made an agreement with the seller in writing while the seller and I were still under contract, I didn’t find out about it, my contract with the seller expired, and this buyer then essentially steals the deal from me.

Don’t forget ROI includes debt pay down so it has to include the principle portion of the loan payment as ROI, I don’t see that listed?

Heloc rates in my area are 8.5% whereas HML was quoted at 12% and 2 points.once I finish the heloc can I pay off the principle only like I would with say an auto loan? 

I come from the mortgage industry as a loan processor and a loan closer and those legal docs templates we used were created by a  real estate attorney, therefore, it's the same principle that allows a TC to do the same thing.

Luckily, I didn't need to tap into these funds for the initial work but I have a choice given to me: either have the contractor do more work or have that money go towards principle. 

It is essentially a waterproof floor.

You are essentially paying Google for every click on your website.

The principles outlined can help you create your systems/processes.

They might cut corners on essential structural or system repairs, leading to hidden issues that can be costly to fix later.2.