I've recently begun saving for my down payment.

I wholeheartedly agree that there should be good opportunities for cash flow in outlying cities due to better rent to price ratios.You've basically replaced your salary (prior to the raises over the past two years) since you begun.

That means the bank has begun the foreclosure process.  

New York also comes to mind as pricing was suppressed for a bit and then as of late it has begun to rise which is getting exaggerated as investors re-enter the market in select areas.This phenom in my opinion is important to keep in the back of your mind as the public may act in an unorthodox manner to some thinking.

Join meetups, post questions, read blogs, and I see you've already begun on the podcasts.

Just recently I've begun becoming more active on bigger pockets and wanted to make a formal introduction to everyone out there.

Now, as I am becoming more knowledgeable about construction I have begun to think of getting into investing on my own.

In order to provide confidence to their Investors and prove they stand behind their deals, they have begun pre-funding all their projects (from their own funds) prior to offering on their portal.  

I new to commercial property and I haven't yet begun investing in commercial real estate, though I do invest in multi family residential properties.

I've begun adapting his value play analysis tool for my use.