When you get an owner that replies, FOLLOW UP.  

Right now there're some agents trying to sell me the new build homes, but I've run the number, with the current interest rate it's really hard to get a breakeven cashflow in 5 years. 

But what exactly happens in the year the child turns 18?

I think it would give it a little bump in value but it all depends on the buyer.

Jacksonville has a great real estate Facebook page called Yellow Bird Connect.

You mentioned "The only problem is that these are 6 month lends, I'm 1.5 months into this, so any work that I do now will not reap any kind of benefits until 6 months from now."

I am not used to the BPockets UI.... 

At the numbers you are talking about and where the market is heading you could pick up some very high quality NNN national credit tenant properties as commercial continues to recover. 

There are controllers on each end for 1-player or 2-player games, then a second set of controls on the side for head-to-head games like Street Fighter.We have a cheat-sheet with instructions under the glass, and we have a book with laminated pages that lists the instructions and the games.

Go with the HELOC.