But a fine tradeoff for me..

@John Thedford  personal financial statement and then a little verification.if they state they have 200k in liquidity then bank accounts to prove it.. last 3 months statements usually tell the tale.stronger borrowers of course are going to want better rates... so there is a fine line there. but most HML any more at least the bigger an successful ones all do this.. they underwrite just like a convential lender.. they just don't have the rules a bank does.Also I want a good exit plan... if its fix and flip that's pretty easy to decipher.

I knew it was falling behind schedule mid-way through but this new contractor put things back on track.All that's left for inspections is final inspection for electric, gas line test, final inspection for plumbing, and final inspection for HVAC, and a final building inspection.Because the gas meter is out, I need the gas line test inspection and passed to get the gas meter back.

I have a finance background and that where my career is.

We have heard of, and had contact from, a finance provider known as Forum Financial Services, based in London UK (who provide finance in other countries including the US). 

@William Walker I should have the house done in a week or so and will provide a final update.

"Hit us with a fine. 

Would I put in a finance contingency for 5 days or so while I try to get a loan or can I go to the HML with the details on ARV and repair costs before I have the house under contract? 

I'm new to the forum, however I've have a finance background and I've been prowling the forum here so I'll give my 2 cents.

I would definitely go see it in person before making a final decision.