Instead they go about it a** backwards and add more red tape and more complications costing the city and it's residents more money

We have an existing mortgage (backed by these 2 lots and 2 others) and given the increase in appraised value there is no need to pay anything back to the lender when selling the lot.

Some are on septic and well systems and not regular water and sewer.The more you go suburban to urban core with upgraded construction the more the cap rate tends to drop but generally better loans available for well located assets and a strong tenant.Without knowing expected proceeds from the exchange, if you will add additional funds to the down payment, what purchase price you are wanting, what area of the U.S. with cold belt versus warm belt states, etc. it is hard to comment further.

Or is that actual so you have the ability to add more to the bottom line? 

What you’ll need to do depends on the system’s condition:💨 Basic tune-up – If it’s in decent shape, a service might be all it needs.❄️ Partial replacement – Swapping out the indoor unit or condenser can extend its life.🔥 Full replacement – If the system is ancient (or missing), just bite the bullet and install a new one.Pro Tip: A new HVAC can be pricey, but it’s a huge selling point.

This is a great place to learn and to connect with people so take advantage of all the great resources.Welcome aboard and best of luck investing!

Ironically, I was ready to let go of multifamily and focus on more lease options, but then my team finally got an offer accepted on a 54 unit.

This is true whether those clients were on the optional recordkeeping program or not.I don't have a lot of details and am not personally involved in this program in any way, but I have experience with SEPiraK separately and they are a quality operation.You can reach out to info at sepirak dot com to learn more. 

I am a new real estate investor and I'm trying to determine the best way to finance my first property.

Any guidance and feed back on my frustration at this moment would be appreciated.