I feel like rates will come down over the next 6 months or so.Unless you find a screaming deal that you just can't pass up, then bide your time.

Also people like to feel more important by having LLC or trusts to hide their identity.

Feel free to message me if you have additional questions.  

@Matthew McCarty At the beginning of my investing career, I was constantly looking at websites like Zillow and Redfin to see what houses are selling for so that I have a good feeling on the market I picked.

It just feels like I’ve been making a lot of short term sacrifices for long term gains and I have to be really diligent with money management. or I could also just try to borrow money for the renovation, and pay off the line of credit over time, but I feel like that really would limit me and if the stock market(my collateral) went down I could also see some trouble. 

  $6.25k feels manageable, so I compared the rent vs purchase numbers.  

Would love to talk more - feel free to shoot me a PM

We have lots of interest and showings, so we feel our rental rate is right at market.

Quote from @Zach Howard: First of all, feel free to make any and all comments you wish; there's no need to sugarcoat anything.

If you don't want to be as aggressive you can pay just want your PMI payment was towards your HELOC and still save quite a bit on what many feel is wasted money for the mortgage payer.