This limits how much money you can tap into if you have very little equity and still owe just below 70% of the value.

In the interest of time I limited my search to Montgomery County MD and Loudoun County VA homes that were sold in 2017 and sold again in 2022.Methodology: I pulled all the homes that fell into the scope defined above from Bright MLS.

The one concern would be the class of neighborhood and financing limitations (much less options for financing)

This limited inventory will likely continue to drive prices upward.Sales - Median $/SF by MonthThe $/SF increased MoM.

In some markets in CA, there are only limited number of permits and you may have to wait over year to get an STR permit.

My goals are to provide financial freedom for my future family and establish a sustainable safety net if physical limitations prevent me from retiring from my current W-2s.

For the better part of two decades I've been involved in real estate in some capacity including but not limited to: mortgage & real estate broker, developer, project manager, STR owner/operator/manager, international investor and beyond. 

They are more or less the same thing but the key difference is the leverage and exposure limits.

As mentioned banks have very strict underwriting requirements and will finance but they have limits to what they will finance.

Growing My Cash Buyers List: Initially, I relied heavily on a small group of cash buyers, which limited my profits and left me with tougher deals to sell.