It was costing me $450/mo plus a $90 subscription to quickbooks online.

Additionally, by incorporating flexibility into its use—potentially housing commercial tenants during repairs at another property—I enhanced the strategic utility of the investment within my broader portfolio.

Thanks so much for your help in advance Short answer is yes there are no income products and or stated income products you could utilize till you eventually start filing an acceptable form of income to qualify back for full documentation loans again (eventually).

The costs sound a little low to me if you are talking turn key including permits, site work, utilities, plans, surveys etc.

Do you mainly rely on driving for dollars, online platforms, or networking with other investors? 

I'm now looking to house hack in Dallas or the surrounding areas (likely Arlington) but am a bit stuck on how to run the numbers.When calculating cash flow on the my duplex in Indiana I took into account PITI, vacancy reserves, maintenance and repairs reserves and utilities to get down to my net cash flow amount.When running the same calculations using 5% down on the house hack, I find myself quite a bit in the negative.

Joe These days a lot of local governments have the records online.

You can also check their reviews online at Google, Facebook, or Yelp.

Why would someone with years of experience hop onto an online forum just to mess with you?

@Brody VeilleuxTo maximize returns on multifamily housing, focus on mid-grade updates, amenities, curb appeal, utilities, exploring additional units, creating flexible spaces, and refinancing with a value-add record.