We discovered a tenant was leaving the designer wooden end table purchased at Design Within Reach (what a misnomer!) 

Most of my Veterans that I help come to the closing table with nothing. 

I have been told it is considered so bad, return of commission is on the table.

I can counter with a higher equity share, but my goal was to go to the bargaining table informed and with some realistic expectations in hand based on what other developers get for their sweat equity. 

As for HELOC to pay off your mortgage, the concept really caught my attention, so I did a lot of research and ran various scenarios using an amortization table using the HELOC method vs making extra payments.

Kyle, that has definitely been a point of discussion in our household and is not off of the table.

I always transfer security deposits, leases, keys, and other items at the closing table.

I am looking for some creative ways to obtain the property where I can possibly cut some of the costs by doing it "under the table" opposed to working the deal the traditional route.

He pays some under the table random to just do the work that needs to be done and it is not done well.

I bring no cash to the table.