I feel like there are no formal "development" education or training resources available and existing developers are reluctant to meet for coffee or provide guidance (which is so surprising to me given the lack of supply.

Finding parking at the beach could be as difficult as finding it for a regular vehicle.The city has encouraged development.  

How would it even be possible to supply a 60 day notice on a lease term that's 30?

Credit Partnership -  A person lends his ability to get a loan but doesn't supply any down payment.

So, I'd like to correctly categorize things for 2024.Anyway...supplies vs assets. 

Low supply of housing will keep prices rising until builders build enough inventory and that won't happen anytime soon.  

. - No one is building office of any sort right now, and net new supply will be low for some time. - Prices reflect this pain in office- Many high income earning millennials are, finally, moving to the suburbs.

After the 12 months payments above you qualify for the exception so you're back to regular/normal LTV's which depends on your occupancy  - second home/primary/investment - it all varies. 

Sponsor is regularly seen on-site at every property in their portfolio, regardless of personal cost. 

I know you don't want to hear it but your options are really to either stay in the mosh pit of regular houses and fight the pricing wars to the bottom, or invest $100k into the house to price higher.