A "pre-approval" sounds like a "consumer" mortgage rather than a commercial loan for investment real estate, is that correct?

@Anthony Dupre sounds like you’re buying higher priced assets, so LLCs likely make sense if you’re pursuing commercial MF (5+).

It sounds like you’ve made some great financial moves with stable income and savings.You mentioned that you’re focused on multi-family, which can be a fantastic investment, especially if you’re considering house hacking.

Sounds great!

The search function leaves much to be desired, but you'll do best searching "FlipSystems" as one word:https://www.biggerpockets.com/forums/79/topics/1182640-lesso...https://www.biggerpockets.com/forums/67/topics/1204806-seeki...https://www.biggerpockets.com/forums/48/topics/1098187-flips...https://www.biggerpockets.com/forums/79/topics/1188268-flips...https://www.biggerpockets.com/forums/92/topics/1181695-is-fl...I admittedly have not read every reply, but it seems like a sea of red with "Amy B." being the only positive sounding reply on this thread: https://www.biggerpockets.com/forums/67/topics/1174732-calli...Is that the person you spoke to as a reference that's his girlfriend?

Given its age, we’re planning for a roof replacement and two new AC units within the next few years, which we estimate will cost around 15 - 20k in total.Our single family rental, built in 2020, is newer, so we don't expect major repairs anytime soon.On average, the duplex runs about $400–500 per month in maintenance and repairs (including significant repairs like AC replacements), whereas the SFR averages under $100 per month.

Does this sound right?

It sounds like you've already got some solid experience under your belt.

Often, these numbers sound incredibly high relative to the loan amount.

Sounds like you are so it can work.