There are programs like Russ Dalby’s American Note Network mentioned above by Jay were proven fraudulent.

It seems you're justifying it with appreciation, but it's not a time-proven appreciation market. 

Because I also own and buy actively, I also have the proven vendors that further save my clients money from insurance, landscaping, pest control, pool care, and handymen/hvac/plumbing/electrical.With all that in mind, there's a few different categories of property you can buy that maximize their returns. 

The listings were not found on the MLS, and I think i had to basically call and 800 number to coordinate the showing which was slightly interesting since they didn't / couldn't have MLS lockboxes (in NJ we have electronic/satellite tracked boxes).So, Redfin still believes that their "national call center of salary agents" with "pay the showings local agents" is better, not sure in what sense (probably for THEIR profit margins), than the current system.This continued trend to non-person-to-person transaction system might appeal to the younger generations, but I think they will find it lacking if given the chance. 

Am I on the right track?

Are you wanting a CRM or an application that manages contacting clients while also keeping track of them?"

They have been very hesitant to deploy capital, especially if you don't have a track record. 

That would essentially be fraud and a fast track to jail?

@Anthony Pollachioli, I think your line of thinking is on the right track.

In a Republic, a nation of law, that's as it should be.To keep this on track, what to do to make housing more affordable?