Like the others said, I don't see how VRBO would even know you had a direct booking, or what would make them think they're privy to commission on a booking they didn't secure.

So I had an idea to get a loan from a Private lender for 400K (just under the asking price of the home) this house is already appraising for over the asking price but need some TLC.

Financed by securing debt on a different asset in our portfolio where we could get the best terms given the rising rate environment.

If Borrower wishes to exercise this option to extend, Borrower shall notify Lender of Borrower's intent to extend in writing prior to the Maturity Date.Security for Payment: This note is secured by n deed of trust of even date from Borrower to Doc Prep 911, Trustee, both of which cover the following real property: Lots xxxx, City of xxxx, according to the map or plat recorded in xxxx, Map Records, xxxx, Texas.

Used 0% cards and found private money to pay most of the cards.* Aiming to refinance with a rate-term dropping down to about $3,500/mo, so we could live for free.

Security deposits have been paid by the resident family half of the time and the relocation company half the time. 

If you are seeking an actual private lender or direct HML  consider starting your search here: https://aaplonline.comThank you so much.

@Keegan Darby  To truly compare private lending to holding you'll want to pin down your ROI a bit more.

In many states, an LLC can keep your name off public records, which is great if you prefer to keep your ownership private or avoid being directly associated with the property.Having an LLC also makes you look more professional.

I've been doing Private Money Lending/Partnering since 2021 which is very passive for example.