After thinking about it further a good ol BRRRR at 300k is my best bet.

In Denmark, these communities combine private living spaces with shared common areas like kitchen etc., fostering a strong sense of community among residents.

., private equity, pension funds, or REITs) can provide the capital necessary for larger developments or acquisitions.

I have 2 tickets and an upgraded room (honeymoon suite with access to private beach).

Best bet is to try to work it out with the tenant.

Are you finding more investors turning to private money lenders for quicker access to capital?

Private money lenders may fund a deal at 13% and then turn around and fund a similar deal at 12% or 14%. 

Are there any lenders or private DSCR lenders you'd recommend ?

I think Airbnb is your best bet for cobbling together MTR pricing.  

If your wife’s family agrees, you could look into purchasing the home from the trust, possibly before it enters probate, which could save time and legal headaches.Reducing Closing Costs: One way to reduce closing costs is to negotiate a private sale among family members, which might save on agent commissions and some taxes.