So that would be her mom gifting you 16K and her 16K and then her Dad gifting you 16K and her 16K...same number of gifts but different rationale and methodology; does that make sense?

Funds can come from a gift from family or from a business partner who is a co-borrower on the loan. 

When you have your own business, you want to make sure that you are capturing all the applicable expenses that you incurred.Below are some expenses that agents incurMLS Access fees, E&O insurance, travel, desk fees, advertising, business gifts, etcBeing in NY/NYC, an area with the most difficult state tax laws in the country, you also want to work with a professional who understands your state tax laws.Best of luck

Another way is doing gifting using either the annual gift limits or lifetime gift limit, which is currently over $12 million dollars. 

I think renters and buyers take off from Thanksgiving to Super Bowl, snow, cold, ice, dark at 5 pm and all the holidays, gift buying and lots of parties.

I have access to a 401k and/or a gift of $30-50k.

To make it better, the LLC is giving a gift of equity so the down payment is in the form of a gift from my LLC to myself.

There is a $500 gift going on.

I been gifted with a multifamily apartment unit of 4.

-Marital home transferred between spouses and the only consideration is a mortgage or other lien encumbering the property -Marital home transferred between former spouses pursuant to a divorce decree (Rule 12B-4.013(27), Florida Administrative Code) -Property transferred to or from a trust with no beneficial ownership change (Rule 12B-4.013(28), Florida Administrative Code) -Gift of property which is not subject to a mortgage -Document is exempt or all parties to the document are exempt (please explain under “Other” below)-Other – Specify