Since I did work with local credit unions, maybe I’ll try a regional bank or go with a commercial loan as you mentioned.  

@Jeff Galak Hey Jeff, curious if you decided to use the vendors you mentioned above.

Quote from @Travis Timmons: @Jonathan Greene no mention of a participation trophy and not making it seem easy.

However, as others have mentioned, they can be hard to find.It’s important to know that a financial advisor who works with real estate investors isn’t just there to pick stocks or sell products.

I'm seeing a number of houses for sale in the Atlanta area that mention being a PadSplit host.

You mention they are a good tenant and if that’s the case, then I wouldn’t want to lose them over this.

@Austin LemmaYou do not have any leverage but as others mentioned if you stick to your guns over time they may accept your price.

I for one would have issues because of the issues I mentioned:)

This underperforming cash flow is likely due to your higher vacancy, not to mention whatever bad debt write offs or concessions are in the mix. 

This is more of a commercial product I mentioned.