Booking.com is even more expensive than VRBO/ABNB, so you will likely be costing yourself money for every Booking.com reservation.I had done some initial research into booking.com because of its wider international reach and actually did get it set up + synced to Lodgifty pretty smoothly this week.

The wholesaler also has an internal property management team that I'm using.

If I can break it still, what does that look like, and are there standards on kinds of concessions for having done so (like giving them 2 months to find another place, those 2 months on my dime, etc.).  

Sometimes different title insurers have different underwriting standards and one may agree to insure while another may not under the same circumstances. 

As there is no cashflow during this period this may not be an ideal scenario for everyone but we are all cash buyers building out a portfolio that will provide income to keep our current living standards once we retire from our day jobs in 5-10 years. 

We financed the E Ingram Street deal using our internal capital, ensuring a smooth and expedited transaction.

That probably means sellers will more often rely on the X% that folks vaguely believe to be the industry standards. 

FHA does not have a clear definition in their guidelines, but most lenders have stability standards, depending on several factors (contract length, previous employment, etc).

But my internal returns on my rental houses is much higher than 50% when you factor in leveraging a 20% down payment.

You could let her know that you are too small to make reasonable accomodation if the stairs become an issue, but probably not worth it.As far as rent to income ratio, this is something you should set before you start taking applications, then stick to your standards.