Here, I was mainly behind a computer for 10 hours a day for design work (with minor time out of the office for field work), and eventually moved on to work as a service engineer for a global leader in industrial equipment manufacturing.

Major city downtown.The beach calls, and it would be great to have a free and clear, totally paid off home at a beach in 30 years...but who knows if those beaches will even exist as they do today.I'm not a global warming extremist, but there are towns in NJ investing millions of dollars every year to build artificial beaches washed away from rising seas and erosion.

I don’t think there’s the same moral hazard in Western states.Do you mean because of global warming that Florida will be wiped out from the map and is not a good investment?

We think that for us, focusing a bit more on having paid off houses over mortgaged ones in case there is a recession - either in some local markets only or more globally. 

News and World Report, the global authority in rankings and consumer advice, recently named Fort Myers as the #1 place to retire in 2020!

In addition, our collaborative and exclusive network globally ensures a standard of care that we as agents can rely on as we refer our clients to each other.

Rates really can't get much lower and if they do it will be due to a slow down and clearly indicate serious issues in the global economy.

Most lenders look at global cash flow (sources of money you receive from all avenues) BUT it depends on the type of loan you are getting and what their requirements are.

The commercial lender looks at something called "global cash flow" on a buyer; one factor of which being how well do their real estate holdings cash flow using THEIR OWN CONSERVATIVE CASH FLOW CALCULATIONS, and the bank sees all of these low cash flow SFR's investors own as a financial liability that may diminish the buyers ability to pay the monthly debt service & maintain healthy reserves on the new property being considered. 

Hoardes of Roaches and picking up used condoms in the yard , cleAning up after a dead body of tenant was left ,Picking up human feces, scraping hardened chewing gum off walls .picking up beer and liquor bottles .