If we're a week or so out, and they do want it, I will take a NON REFUNDABLE hold deposit equal to the deposit. 

Without going too far into the math; if you assume the rate at which you demand growth in your own money is equal to the interest rate the bank is charging you then the value of he gross money you pay out to the bank into the future is exactly the same as the present value they are loaning you.2) What is really important to investors is their cash on cash return.

I have 500k policies for my units (required in order to have my umbrella policy), but I also have an umbrella policy equal to the value of my personal assets/ net worth so I'm protected in case 500k isnt enough. however slim of getting sued for over 500k, if they do and win, it will protect them from taking away your other assets like your house and bank account balances etc. get an umbrella policy in consultation with your agent.

We have two 1 year olds so being in a safe neighborhood is vital to convincing my wife that this is the best move to getting to financial freedom as quickly as possible.

A processing fee to equal to the total fine (including fees, penalties and any other charges) will also be taken out to compensate the landlord for handling.6.

We are doing a 1031 exchange however we are having issues getting pre-qualified for a mortgage for a rental property that would equal the sell amount of the original property ($425k) due to changes in jobs and relocating etc.

Will the child be paying you rent equal to the other room rates?

So in the event that one roommate doesn't pay, the others are equally responsible. 

When the company needs more money will you take loans or each have to increase your investment equally to ensure 50/50 equity?

When I look at house hack deals I make sure my negative cash flow is less than or equal too what I would be paying in rent.