@Kimberly Jones Another issue is that most lenders do not feel the special endorsement for the title insurance is sufficient and will not give loan approval.

It's a simple HO6 (condo unit owners) with rentals to others endorsed.

I had three different checks (cash value, replacement cost, supplement) that I had to get Chase to endorse. 

Some creative financing ideas:Ask the seller to loan you 100% of the purchase Do an installment down payment agreementGive the seller a note - pay him a percentage of the rent you will be collectingGive the seller a post dated check - post dated for 2 years for the down paymentOffer a blanket mortgage on another property you ownAsk seller to repair something (we call it the"Front Porch clause) instead of him doing it, he gives a check in that amount that it will take to do the repair - you endorse the check and give it back to him as the down-payment.Borrow SOFT MONEY on another property you own or from a relativeBe a limited partner on the deal - they refi or borrow money on their property - you make the payments over time with a nice interest and don't forget a buy out clauseAsk your girl friend, your Mother or drinking buddies - offer a free apartment for a limited amount of timeAsk the owner to finance 100% of the deal - keep him in as a limited partner Offer 20% more for the building if the seller will take back a principal only mortgage (that is without interest) offer a balloon payment and split notes.Ask the seller to let you manage the building for a year - collect the rents and make improvements from the rents receivedOwner financing with split notes (details on this to come)Proposal marriage to the owners daughter - make friends with the seller's wife - let him know you really want this property - beg for help - tell him you are a nice person - just getting started Offer a Hybrid offer - offer less - improve the building and give seller 20% of the profitsTry a Delayed Settlement with right of possession and subject to the mortgage - you make payments until settlement 1-2 years later.

Not recommending or endorsing.

@Colby Fryar I don't have any referrals in the space you're looking for but you can just punch in "YOUR CITY or AREA" plus "ATTORNEY" into the search window above and check out a few bios and people's past endorsements to zero in on someone that fits your ticket.

Not an endorsement to invest: https://www.sec.gov/Archives/edgar/data/1741665/000147793218003316/cardone_1a.htm

     * if the building would have to be rebuilt differently due to newer laws or ordinance you can purchase an      endorsement called "ordinance & law" to cover the increased costs.2.

Getting recommendations for specific lenders is difficult because forums and blogs stay clear of endorsing companies or naming names, but I would really love PMs if anyone has feedback on specific lending institutions.

Please checkout this recent Bloomberg article:(FYI: I’m in no way related to, associated with, benefit from you reading this, nor do I endorse Bloomberg).Pandemic-Era Central Banking Is Creating Bubbles EverywhereWhen do you think the Fed will drop rates?