Also I found that I was dealing with a different person for pretty much every encounter.

I completely understand your frustration and am very sorry for the challenges you have encountered.

I have encountered times when it was not the recipe's fault but something I did, like quitting or not believing in myself.I like the fact that you have goals, a specific dollar amount, a time frame, all very important to have your subconscious working on it.  

Permitted and properly installed mfg housing on land is treated the same as stick built, I've not encounter lender limitations on such housing.

I feel my liability would be too high if they encountered an issue like this.

John I've heard of, but not encountered, tenants basically starting a laundry service for their friends/families if they have machines in their units.

I haven't encountered any knob and tube stuff, but ugly butt iron pipes in inconvenient spaces do seem to be something that keeps showing up.

If they find the home vacant, they put a red sticker on the window spelling out that the home is vacant and that the locks have been changed.

Apparently, I have encountered a filter that I did not know was out there ....

.- About the due on sale clause I have encounter different opinions on the subject, but if worst come to worst, I'll pay the bank up.Once again thanks.