Usually there's a lockup period (often three years) in note funds, so you can't use that cash to do direct note investing.  

I work 40 hours a week usually from 4pm -12am.

If so, I'd like to connect and get pricing for a couple of permits out here in FL.

They can be problematic for guests to use, rely on connections with other devices that can fail, and are often easier to hack than a key lock.

Since you have more time than capital right now, consider side hustles like Airbnb co-hosting, property management for other investors, or even leveraging your nursing background to consult for mid-term rental owners.

In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

That's less than half the price you were quoted.In this case, I think it would be worth moving grandma out and selling the trailer for $3,000.

If you are a spouse, minor child, etc the rules are different than if you are an adult friend. 

If you have a self directed account and invest pre-tax money into illiquid assets like syndication or mortgage notes they will come in at a value of less than the principal.

Lol that's actually kind of funny - but as others have said, that is nothing more than the cost of doing business.