Your experience with the DSCR loan process sounds frustrating, but it's not entirely uncommon for borrowers to encounter last-minute changes, especially in complex transactions like cash-out refinances. 

Thanks Jay, NV's a non-judicial state and I'll check out that site, does it include ALL the upcoming auctions and, more importantly, does their data reflect postponements and cancellations??

The two earliest popular and successful “gurus” were Jimmy Napier, whose speciality was investing in notes, mobile homes, and real estate “exchanging”, and John Beck, whose speciality was tax auctions, and complex series of exchanges in which John used near worthless lots acquired for pennies at tax auctions at full tax assessed value for exchange purposes, usually as a downpayment, or as collateral for a private note.

Their data and skip tracing isn't the best, but as you noted its cheap (you get what you pay for).

U can have apartment complex's that are 100% subsidized and those are free market properties NOT low income govie bond issue type deals like we see here.I don't know enough otherwise, so I agree. 

Make sure they are open ended objective questions.It's just another data point to add to credit score, background check, income, etc etcI can share the question I ask if you want.

I am open to all options of lending.Hi @Nolan DaltonDetermining whether a property investment qualifies for a DSCR (debt service coverage ratio) loan can be a complex process, but by following a few key steps, it can be made much simpler.Understand the DSCR requirement: In order to qualify for a DSCR loan, the property must have a DSCR of at least 1.25.

When scouting an area, you 100% need REAL data to inform your decisions.

I moved into a somewhat decent sized apartment complex for six months between houses. 

It takes data and spits it out.