You shouldn't be paying any lender anything before a closing.

Although some unexpected costs arose during renovations, close collaboration with Carol ensured the project stayed on track, resulting in a successful outcome.

But you could call a closing attoreny and ask.. 

Buy 1 or 2  house close to your home or at least someone what close depending on numbers. 

Since they are responsible for maintaining the relationship with you after the transaction closes, this approach adds an extra layer of confidence and security to your investment.If you can't find an investor agent that you like or trust that is also a Property Manager or works under a brokerage that has a Property Management Division, I would ask the agent if they recommend a Property Management Company.

You absolutlely need to be direct to seller or have close, personal relationships with wholesalers and active agents.

I havent gotten an insurance for this and a week after close I consulted some insurance provider and he didnt offer me insurance options.

My tenants, who have been in the property for close to three years, have become totally unresponsive.

My regular monthly electric bill doesn't come close to $250.When did the PM change over the utilities relative to when the tenants left? 

You can have multiple conventional mortgages and have a great credit score as long as you don't pay late or get too close to the maximum debt to income ratio.