I own 10 properties in Southern California area.

I agree that the UCC is only a fixture filing, but lenders here in CA can be really conservative.

(I have a general contractors license in CA) I would say about 4 of them have 100k+ of untapped equity since we never did any cashout refi.Question:Our cash savings currently is about 250k free and clear, My question here is should I give up the IT business, focus on buying 1 house cash, spend my time on rehabbing the house, (guessing 2-4 months is what that would take), do the other RRR parts and build more wealth this way.

CA you need a license as well same with Nevada..

i am using 85% because of how competitive things are here in san jose ca. i tried to use 70% on several deals, but other flippers pay way more.example, i bid on a home that was what i thought an ARV of 2M... i offered 1.4M, someone bought it for 1.65M. 

Quote from @Ca Huynh: hi everyone, !

Any advice is greatly appreciated :) Daniel - I've been in RE development my entire career and started my company in 2015 in CA.

Because I live in the stupid litigious state of California and I don't want my house locked in probate if something should happen to myself and my wife.

Purchase price: $200,000 Cash invested: $30,000 Sale price: $270,000 Contributors: Peter Vekselman Partner Driven, in collaboration with Seth Choate, purchased a property on W Olive Ave, Turlock, CA, for $200,000 on 09/06/2022.

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