Your options are greater ahead of the transaction as opposed to when the transaction has already been entered into.Best of luck to you!

If you want to develop it, I can refer you a lender that will lend on a completed subject to appraisal but you'll be limited if you just want it for the lot.If you simply want the land as part of your property, you have more options including a HELOC which you can still use for development down the road. 

It sounds like you are in a nice spot where you have options moving forward with investing, (congrats).

Eliminate debt, establish a budget, and save.

And never let friends or family rent from you. 

If you have an Airbnb in DC, Maryland, or Northern Virginia (NOVA) or want to, I'd ask you provide feedback to the City of Alexandria regarding their proposed regulations.Regulations: https://www.alexandriava.gov/site...

Abandon the Peurto Rico dream for now and look at more realistic/beginner friendly areas that still sport a large latin influence and strong rentals, like Florida (I've looked a little bit outside Miami..Boca Raton, Tampa, West Palm Beach, etc). 

Another option that requires more legwork is to call the servicer/ producer of the inverter.

I was their best option.

Over the past several years it has seem there have been more and more options.