No penalties and no UFTI.Settling for earning 16% annual cash ROI is leaving money on the table.It’s fairly easy to lock in guaranteed rates of 20%+ using leverage by leasing commercial property( includingSTVRs) back to a business property management company.

There is no guarantee rates will go down significantly.Even if rates drop to 6%, it may potentially not make sense to do a refinance as you would have to repay a bunch of new lender fees / title costs.If the numbers make sense now as an investment buy it.Don't buy an investment assuming something that is out of your control.

Guaranteed the odor blocking primer will take care of it and you can lay a nice (new) laminate over the top that is guaranteed to look right and be done quickly.

We also do not really want to go down the whole personal guarantee, W2, tax return, credit score route... or is this something we will have no choice with without hard money in this climate?

Because as the lender you are owed the $ and borrrowr can personally guarantee itSay you lend $100k and it sells for $80k and does a $20k loss, you still are owed $100k+ interestIf you split profits, you are out $10k in the same example (assuming losses are split).

It's no guarantee but it's a good place to start.

So, typically you as a principle have to personally guarantee the loan.

May be grunt work and not that exciting initially but I can almost guarantee you'll learn an insane amount.  

I disagree with your version of events but your feedback and experience with us is relevant.This was beyond our 30 day full guarantee and satisfaction policy when we were informed by you of your demand for something outside the contract well after that period.

The student and investor would then split 50/50 for a period of time, but the student was guaranteed the first $3000 of all of the deals until the original $9K was repaid.He explained it was a way to make certain the student was genuinely working on the advice given.I liked the concept and the skin in the game factor.