I was just replying in the same format, trying to make it easy to read. 

Fully Renovated, just listed for sale today, 2/27/25 .

You’ve come to the right place.

Just be sure you can afford your next project before jumping in. 

I just paid off another DSCR so pleased to be in this position. 

When you become the builder , then the numbers work What he ^^^^ said.

The main difference is that you don't borrow "money ", but instead buy the property from the lender over 360 payments, and the price of the property is marked up - this is the "profit" they charge.

Hi Bianca, welcome to the BP community!

And, even then, hitting your rate target would still be extremely challenging unless you were paying points up front, in which case it would probably make more sense to just try to put in a bigger down payment (or pay down the balance if refi) instead and get better terms naturally offered at the lower LTV.

The more cash on hand the more options.