@Joe Wortham SBA loans are used to acquire real estate for small business (less than $5MM annual revenue) that intend on having a portion of their day to day operations/function as a part of that real estate.

However, that being said, if the banks fall, so will the "average joe" who is either trying to buy a house or take out a loan.

2)how can the average joe afford those houses?

There's a sloppiness that's developed as a result.I say formerly because the neighborhoods are now dependent on students to keep the yards (not) and keep the college Joe look down with flags etc.

Looks like Joe Nunley is bailing out too.

Any opinions on this course?

Thanks

Teaching the average Joe with desire how to become successful in this industry.

My strategy is to not inform them I am an investor, but just a regular joe homebuyer.

Housing prices are way of of line given the wages of the average working Joe.

I thank you all for your input as it is very helpful..I think I should do a little more explaining, as maybe you don't understand all of the situation..As with my first house..This deal was done with the son of the fellow I sat down and talked with, we will call him Joe jr..Joe Jr. worked for his father for 17yrs and knows alot..After I spoke with his father, his father suggested that I talk to his son and see if I could light a fire under him, as I am aggressive, and well, I hate to say it fairly lazy and VERY spoiled..