@Shayan SameerThe non-paying tenant could impact your short-term cash flow, so consider the potential costs and timeline of eviction in your state.

This cultural preference for renting creates a steady demand for rental properties, ensuring reliable cash flow for property owners.Additionally, many Germans face a significant shortage of affordable housing, particularly in major cities like Berlin, Munich, and Hamburg.

The check has been cashed and it's still not settled with me.

Despite wanting to handle it a few other ways I reached a small cash settlement with him to drop it.

Purchase price: $840,000 Cash invested: $75,000 Sale price: $1,200,000 Full renovation of all 4 units.

Another idea that we have been exploring is using the cash value of whole life insurance funds for emergencies. 

Is a second mortgage (heloc) or cash out refinance a better idea?

Purchase price: $395,000 Cash invested: $39,500 We were dreamed buying home in California, but we just turned our around.

When that happens you will only lose part of your cash flow rather than all of it if you have multiple DSTS vs one larger one.

There are a couple of companies out there that will let you do a cash out refinance with no income!