I've faced some large insurance claims in the past and a public adjuster may be helpful in maximizing your insurance payout. 

So if prices are dropping how are the areas hot and a good opportunity.??

There are expenses and a purchase price of this current property in the year of 2024.  

We were then able to turn a garage into a master bedroom and a laundry room into a big bathroom.

Selling it for more money than its worth to a borrower who cannot afford it will lead to you needing to foreclose in 3 years and deal with all those headaches and a trashed home. 

A tax account ensures nothing is accidentally spent elsewhere, and a marketing account makes sure lead generation is always prioritized.From a credit perspective, connecting credit cards to these accounts on autopay helps you manage spending responsibly while playing the credit game.

Quote from @Sushil Iyer: We have a SFH and a duplex that we own free and clear, and a duplex on which we have a residential mortgage.

But the entire atmosphere seems like to tighten up with the general rise in interest rates and a little bit of uncertainty in the housing market.

I aim to allocate a small amount of funds toward a Roth IRA and a high-yield savings account (HYSA).My current job offers limited opportunities for overtime, so I’m exploring side work related to real estate, such as part-time property management or similar roles.

You're buying a trailer and a tenant pays the lot fees.