The VA home loan offers benefits like no down payment, competitive interest rates, and flexible credit requirements.

Off-market opportunities can be good because there is less competition, finding motivated sellers is the challenge.

Whether or not you should furnish both as bedrooms, or one as an office depends on what your competition is doing. 

Also, your screening process either needs major improvement or your units are in a Class D neighborhood - and this is the tenant pool you have to deal with.Why don't you "shop" your local competition and at least see what competitive units look like?

Tools like market analysis can provide insights into industry trends and competitive positioning.Balancing Optimism with RealityTemper optimism with realistic assessments based on factual analysis.

Since theres more competition with 3 and 4 units. 

I’m much more into this than she is lol she’s not against it just doesn’t push for it like I do, in addition to the fact we will cut our possible mortgages in half if we both go on the same one)My realtor is pushing for us/me to look at more expensive multi’s as there’s less competition and potentially bigger returns.

Speaking of transparency, transparency, honesty and integrity are business tools, they give you a competitive leverage/advantage and also protect your bottom line. 

I’d say the 300k property is probably going to get you a 3bed home which is the most competitive in San Antonio.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.