I second a good side hustle and have spent some money utilizing a real estate photographer which is one way to get going and making good money with only about $700 worth of equipment.

My plan is to utilize the 5% down payment available through conventional loans.I would essentially mega-commute for the first year or two, working about 10-day stretches and then having equal time off, using my PTO strategically to gain more time off.

Landlord pays for utilities.

You can also sometimes call utility companies and get relevant information.

Feel free to reach out if you have any further questions, keep utilizing the BP forums.

As of now thats not an issue for you, but if you plan on expanding your portfolio utilizing the LLC can open up more financing options for you down the road. 

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The current flip I’m working on is rehabbing the main house and building an ADU utilizing the detached garage with Alley access.

@Christopher 'Bear' DeSanctis Lenders generally reduce gross rent, such as a $100,000 annual rental income, by up to 40% for expenses, leaving 60% or $60,000 as the Net Operating Income (NOI), which lenders utilize to calculate the Debt Service Coverage Ratio (DSCR).

Those prices range from $800k-$1.5M depending on the specifics but the income increase is as much and the cost to own is slightly lower because insurance, maintenance, and utility costs do not go up linearly on these making a bigger margin for you.