Do you not rent to motorcyclists because they get more serious injuries when they crash then those who drive cars? 

Don't forget that tenants already have resentment toward their landlords due to the bad ways a high percent of landlords treat their tenants with total disrespect and hatred for tenants and tenants already have a built-in belief that landlords are getting rich from the high rents they collect with an unpleasant demand every month with little regards for the condition of rental units and deferred maintenance. 

Ultimately, people will do what they want on reviews but if you're eager to get started, being honest about what people are getting and adjusting the price to reflect that will likely yield higher reviews than an unpleasant surprise. 

That is not projecting the housing market crashing significantly but you would assume during a recession, or period of slower economic activity, that the amount of people buying houses would shrink which should lower demand.

Everyone is paying for a mortgage, either their own mortgage or someone else's mortgage.I wouldn't personally try to time the market even though everyone always tries to, I remember many have been saying the market is going to crash for the past 5 consecutive years, haha...I personally purchased another investment earlier this year and in escrow currently buying another investment  for myself here in San Diego. 

If your REI career HAD to reach certain goals/criteria, and the business would crash and burn if it didn't, you would make sure you met those criteria. 

Will we have a crash?

I would rather them get a better deal and be excited than have a false hope of a deal to realize it all comes crashing down because of the fees and interest payments.   

Personally as easily as causing a car crash or someone being hurt on your primary property.Rental-wise, you knew about a problem and didn’t fix it, probably enough if you “should have known” about a dangerous situation.

Cash Out RefinancePros: Extra 5% mentioned above, somewhat more liquid, its 'mine' if the housing market does crash, keeping slight bit more leverage                    Cons: current inflation, 'higher' mortgage payment, closing costs each time cashing out.