But,You have to prove you were damaged, how much the damage is and what you did to mitigate the damage. 

Study the market, get a local group together, and begin small.

I am not an attorney but I would think the burden of proof will be on her and it would be difficult to prove you were negligent in this case.

If you're not getting to that, then it's more of a LIRP (life insurance retirement plan), which has long term goals.There are a lot of companies that do well with "getting the money in" then screw up the end game with the loan provisions.If you want, I have a case study for using a policy for private lending to other people. 

I also believe, but cannot yet prove that Spark has earned remuneration for putting together the group of investors in that if they are buying a $50,000 share from a promoter they remit some amount less than that and receive the full share giving them a "share" of the LLC they created to hold everyone's funds.

If none and you can prove it to title, maybe they will issue before the two years.

And it's also now the third time I can prove that they are billing me for work they are not actually even performing. 

Along the way you will gain more experience, build 'street credibility' with your lender, grow your reserves,  and prove that you can manage larger operations. 

We’ve done a few deals to prove things out and so far so good.

It obviously is not a homerun.Also, if you do move forward with it, make sure the HOA has the milestone study done.