I, too have spoken with them and since I expressed doubt, they said I could not afford it. 

Regular property managers for single houses and condos may not be willing to take them.I don't want to self manage either.Do the tenants have a higher rate of default than condos and single homes?

Also consider if you're going to self manage or hire a pm.  

Some people need a bunch of connection for motivation and others are self-starters needing very little to get going.

I do like the Roth but it self-limits with small annual caps. 

Oh, so when you've misrepresented self and falsely claimed ability to purchase and seller is looking for proof of those false claims what do you do....... 

I see a lot of people self-sacrifice, which I try to avoid along the journey to the top.If you aren't stuck on staying downtown Chicago, I'd consider finding a condo along the Blueline, but it would likely be in a smaller building (2-4 units. 

And Im a top 1% agent with a general lead conversion rate of 35% on my self generated leads. 

Based on what I remember, it gets even more complicated if the 401k is from a previous employer.In your case, since Fidelity is declining the account due to the nature of the retirement funds, one option might be to consider rolling over a portion of your 401k into a self-directed IRA, which typically offers more flexibility.

In AK, I have my real estate license, I also got my WI license in advance to self-represent and secure a property before I relocate.